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seterf.org The Southeast Texas Emergency Relief Fund (SETERF) is a special trust founded on August 31, 2005 by Regina Rogers and Joe Penland. Its main objective is to provide relief to individuals and families in need or affected by a natural disaster and/or other emergency situation. READ MORE >>

For quite some time, the Lone Star State has unfortunately been known as the car accident capital of America. It’s estimated that about 3,500 people are killed on Texas roads every year. While car accidents are caused by many reasons, the main contributing factors in Texas have consistently been speeding and driving under the influence. READ MORE >>

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Depopulation Programs What is Depopulation at TWIA? In 2015, the 84th Texas Legislature, Regular Session passed Senate Bill (SB) 900 which authorized the creation of two new depopulation programs: a Voluntary Market Depopulation Program and an Assumption Reinsurance Depopulation Program. READ MORE >>

The most important thing you can do as hurricane season approaches is to get yourself, your family and your home prepared. By starting early, you’ll avoid the rush at home supply stores, grocery stores and other venues typically crowded and often chaotic when hurricane watches and warnings are issued. READ MORE >>

      No one should take a vacation from safety. Posted August 27, 2013 READ MORE >>

Personal Injury Protection (PIP) May Help Pay Expenses From an Accident An automobile accident can damage far more than your car. Medical bills, lost wages and other expenses can add up quickly and put a serious dent in your bank account. READ MORE >>

Homeowners Insurance Homeowners insurance pays to repair or replace your house and personal property if they're damaged or destroyed by an event or occurrence covered by your policy. These events or occurrences are called "covered losses." Note: An insurance policy is a contract between you and your insurance company. READ MORE >>

How Can I Save Money On Auto Insurance? When It Comes to Lowering Your Auto Insurance Premiums, You’re in the Driver’s Seat The cost of auto insurance premiums can vary by hundreds of dollars, depending what type of car you have and who insures it. READ MORE >>

What Does Flood Insurance Cover? The National Flood Insurance Program will cover your building property up to $250,000, and/or your personal property up to $100,000. Image: Sharon Karr/FEMA To understand what flood insurance covers, you need to know three things first: READ MORE >>

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